Our TWS Approach
Triage | Wants | Solutions
“Prescription without diagnosis is malpractice” and Vishal Trivedi lives by it. His recommendations are based on what you want and what matters to you. His process is question-based so you can determine for yourself what is essential for you. The process starts with triage – what is the most important place to start for you…
1
What would you like to have happen if you were sick or injured and can’t work? What’s your plan for that?
2
What would you like to have happen if you suffered a heart attack, stroke or cancer? What’s your plan for that?
3
What would you like to have happen when you retire? What’s your plan for that?
4
What would you like to have happen when you can no longer take care of yourself? What’s your plan for that?
5
What would you like to have happen when you die? What’s your plan for that?
Each of these question groups leads to a separate modular solution to help you with your financial incompletions in that area. Your priority is our priority.
After Priorities come custom tailored solutions to give you the peace of mind you deserve.
Life Insurance Essentials
There are three ways prudent investor use Life Insurance and Vishal Trivedi will help you decide what’s right for you.
1
Short Term Tax-free Cash at Death – for mortgage and loan cancellation and family lifestyle security
2
Long Term Tax-free Cash at Death – for those responsibilities that last as long as you do – final medical, burial, and funeral expenses, terminal income taxes like on RRSP and RRIF residue and philanthropic interests.
3
Long Term Tax-Free Cash for Life – you can be the beneficiary of your own life insurance policy and create a foundational asset that only grows in value, can be accessed tax-free, and is paid to beneficiaries tax-free. It’s the secret product the wealthy us to build and protect wealth – Walt Disney, Warrant Buffett, J.C. Penney…
Would you have any objection to reviewing your essential financial security portfolio with us?